Frequently asked questions

How does credit repair work?


Credit repair is a service provided under the CROA (Credit Repair Organizations Act) that allows credit repair service providers to assist consumers in the correction of items on their consumer credit reports that prove to be inaccurate, outdated, or unverifiable




How long does credit repair take?


There is no actually time frame promise as to how long the credit repair process is because each persons credit situation is different. However clients are usually completed with the program in a 5-6 month time frame.




Does pulling my own credit repair affect my score?


No, Pulling your own credit repair does not affect your score




Why do I have to have a monitoring account?


A credit monitoring account allows us to track the credit repair progress. Monitoring accounts allows us to see what needs to be done and check up on the removal of accounts from the credit bureaus and creditors.




Why do I have to prove my identity and what documents are sufficient?


It is required by the credit bureau to send in sufficient documents to prove your identity before the process is started. You Must provide one proof of identification, one proof of your address and one proof of your social security number. Driver's License Passport Utility Bill Bank Statement Social Security Card Tax Form





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